OUT-OF-NETWORK PROVIDER

At this time, Communication And Rehabilitation Station (CARS) does not accept insurance. CARS is only able to accept private/cash pay. This can include using your Health Savings Account (HSA) and Flexible Spending Account (FSA), as therapy qualifies as a health-related expense. No Medicare, Medicaid, or private insurance is accepted. CARS is considered out-of-network with all insurance providers. You may choose to submit your own reimbursement from your out of network benefits if you wish. Many families receive reimbursement for some or all of the therapy costs.

If you wish to submit “out-of-network” therapy for reimbursement to your insurance company, CARS will provide you with an invoice for therapy (known as a superbill) that you can submit. The invoice contains information on the therapy diagnosis, treatment codes, session times, fees paid, and a description of services provided. Please call for more information if you wish to submit out of network reimbursement.

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Please call your insurance company before scheduling your first session to ask these essential questions about your out-of-network benefits:

1. Does my policy cover a licensed speech-language pathologist who is out-of-network?

2. My speech-language pathologist only reports session dates, CPT codes, diagnosis, and payment. Is any more information required?

3. What percent of the allowed amount will you cover?

4. What is my out-of-network deductible and co-payment?

5. Does my policy cover charges for missed or cancelled sessions?

 

Below is our company statement regarding insurance:

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Your needs come first. 

Contracting with certain insurance companies could dictate the specific amount and type of therapy allowed. As licensed therapists, our ethical obligations are to you, the patient. COMMUNICATION AND REHABILITATION STATION LLC will always advocate for what’s best for you.

 

Only you can determine whether your treatment is working for you. 

When working with certain private insurance companies, their employees may make a judgement about your therapy needs without ever meeting or working with you. COMMUNICATION AND REHABILITATION STATION LLC partners with you to create a treatment plan that is customized to your goals.

 

Only you know when you are ready to end therapy. 

Insurance companies may limit and deny your benefits while you are still in therapy, despite recommendations of expert health care professionals. Research shows therapy is most effective when sessions are consistent and opportunities for practice in a supportive environment is provided. Frequent and unnecessary breaks in therapy should not be dictated by insurance mandates, but purposefully through the treatment plan developed together with the speech-language pathologist.

 

Insurance contracts take valuable time away from your plan of care. 

We all want to be good stewards of our money and insurance companies often do their due diligence in ensuring healthcare dollars are spent frugally and intentionally. However, as licensed therapists, COMMUNICATION AND REHABILITATION STATION LLC and its providers are able to report findings as the experts without depending on private insurance approval. COMMUNICATION AND REHABILITATION STATION LLC offers evidence-based treatment methods proven to be successful without insurance restriction. Our therapists have the knowledge and skills to treat patients with the highest quality care.

 

COMMUNICATION AND REHABILITATION STATION LLC will not compromise care to suit insurance needs.